Become a 2014 Volunteer Docent with Monmouth County Park System

mcps spy housePHOTO: Bayshore Waterfront Activity Center, Middletown

MIDDLETOWN— The Monmouth County Park System is looking for volunteers to become docents at the Bayshore Waterfront Park Activity Center, Middletown. Are you 21 years of age or older and enjoy interacting with people? You may have what it takes to step into this exciting volunteer position. Volunteer docents welcome visitors and answer questions about on-site ecology and the history of the building.  Prospective volunteers are invited to a training session at the Bayshore Waterfront Park Activity Center from 1-2:30pm on Sunday, April 6.  Once trained, docents will be asked to volunteer from 1-4pm on Sundays, April-October.

Continue reading Become a 2014 Volunteer Docent with Monmouth County Park System

Become a 2014 Volunteer Docent with Monmouth County Park System

mcps spy housePHOTO: Bayshore Waterfront Activity Center, Middletown

MIDDLETOWN— The Monmouth County Park System is looking for volunteers to become docents at the Bayshore Waterfront Park Activity Center, Middletown. Are you 21 years of age or older and enjoy interacting with people? You may have what it takes to step into this exciting volunteer position. Volunteer docents welcome visitors and answer questions about on-site ecology and the history of the building.  Prospective volunteers are invited to a training session at the Bayshore Waterfront Park Activity Center from 1-2:30pm on Sunday, April 6.  Once trained, docents will be asked to volunteer from 1-4pm on Sundays, April-October.

Continue reading Become a 2014 Volunteer Docent with Monmouth County Park System

The LWV of Greater Red Bank Announces its Breakfast with the Board

Red Bank, NJ – The League of Women Voters of Greater Red Bank (LWV-GRBA) is hosting “Breakfast with the Board” on Saturday, March 15, 2014, at the Sheraton Hotel in Eatontown, located at 6 Industrial Way East, Eatontown, NJ. The event will take place from 10 am to 1 pm. The cost for the buffet is $25 and members and non-members are welcome.   Contact Ellen Hock: 732-571-8757 to register. Checks can be made payable to the LWV-GRBA and sent to Ellen Hock at 580 Patten Aven, Unit #86, Long Branch, NJ 07740.

The program will feature guest speaker David Early, Counsel, Brennan Center for Justice discussing the upcoming Supreme Court case of McCutcheon v. the Federal Election Commission and the events leading up to it. The court case is analogous to the famous Citizens’ United case, which ultimately enabled corporations to contribute to political campaigns without limit. This case argues the same for the individual donor who is currently capped at $48,600 per election cycle.

The League of Women Voters is a nonpartisan political organization of men and women, encouraging informed and active participation in government and influences public policy through education and advocacy. The League of Women Voters is a nonprofit membership organization functioning on local, county, state and national levels.

The LWV of Greater Red Bank Announces its Breakfast with the Board

Red Bank, NJ – The League of Women Voters of Greater Red Bank (LWV-GRBA) is hosting “Breakfast with the Board” on Saturday, March 15, 2014, at the Sheraton Hotel in Eatontown, located at 6 Industrial Way East, Eatontown, NJ. The event will take place from 10 am to 1 pm. The cost for the buffet is $25 and members and non-members are welcome.   Contact Ellen Hock: 732-571-8757 to register. Checks can be made payable to the LWV-GRBA and sent to Ellen Hock at 580 Patten Aven, Unit #86, Long Branch, NJ 07740.

The program will feature guest speaker David Early, Counsel, Brennan Center for Justice discussing the upcoming Supreme Court case of McCutcheon v. the Federal Election Commission and the events leading up to it. The court case is analogous to the famous Citizens’ United case, which ultimately enabled corporations to contribute to political campaigns without limit. This case argues the same for the individual donor who is currently capped at $48,600 per election cycle.

The League of Women Voters is a nonpartisan political organization of men and women, encouraging informed and active participation in government and influences public policy through education and advocacy. The League of Women Voters is a nonprofit membership organization functioning on local, county, state and national levels.

Monmouth Reform Temple Announces a Jewish Scholars Guest Speaker Series

Tinton Falls, NJ – Monmouth Reform Temple (MRT) located at 332 Hance Avenue announces its distinguished Jewish Scholars Guest Speaker Series which takes place during March and April of 2014 and is open to the public.

Michael Friedman is a Scholar in Buddhist Studies and current Wexner Graduate Fellow at Georgetown University. His primary educational interest is interreligious dialogue which focuses on the unique connections between Tibetan Buddhism and American Judaism. He presents two programs:

Continue reading Monmouth Reform Temple Announces a Jewish Scholars Guest Speaker Series

Monmouth Reform Temple Announces a Jewish Scholars Guest Speaker Series

Tinton Falls, NJ – Monmouth Reform Temple (MRT) located at 332 Hance Avenue announces its distinguished Jewish Scholars Guest Speaker Series which takes place during March and April of 2014 and is open to the public.

Michael Friedman is a Scholar in Buddhist Studies and current Wexner Graduate Fellow at Georgetown University. His primary educational interest is interreligious dialogue which focuses on the unique connections between Tibetan Buddhism and American Judaism. He presents two programs:

Continue reading Monmouth Reform Temple Announces a Jewish Scholars Guest Speaker Series

Golf Classic to Benefit CASA of NJ

Charles Lafitte Foundation Hosts 11th Annual Charity Golf Classic

Proceeds will benefit Court Appointed Special Advocates (CASA) of NJ

BRIELLE, NJ – The Charles Lafitte Foundation (CLF) will host its 11th Annual Charity Golf Classic on Monday, June 30 at the exclusive Baltusrol Golf Club in Springfield, NJ.

All proceeds from the event will benefit Court Appointed Special Advocates (CASA) of New Jersey, a non-profit, volunteer-based organization that assists the court and child welfare systems to ensure the safety and well-being of children who are removed from their homes due to abuse or neglect.

“More than 13,000 children in New Jersey are living in foster care. That is why the mission of CASA and the services it provides are so vital in our community. CASA volunteers work tirelessly to ensure every child has a caring environment where they can grow and thrive,” said Jeffrey Citron, co-founder, The Charles Lafitte Foundation. “Every child needs someone to advocate and look out for them. We can help make that happen.”

Suzanne and Jeffrey Citron, CLF founders, will match each donation from the golf outing, dollar for dollar. Last year’s event raised a record $730,000 for the Society for the Prevention of Teen Suicide. Over the past 11 years, the Charity Golf Classic has raised more than $5 million to improve the lives of countless individuals.  

CASA currently reaches about 3,000 children a year. Its volunteers work to ensure the safety and well-being of New Jersey’s most vulnerable citizens – abused and neglected youth in placement. After being assigned to a case comprised of either a single child or a family of children, CASA volunteers advocate exclusively on behalf of a child’s best interests in court.

Specifically, the funds raised at CLF’s Charity Golf Classic will support the implementation of CASA’s Peer Coordinator Model, an organizational change that will exponentially increase the number of children served. The model uses seasoned volunteers to support, coach and supervise advocate volunteers without having to significantly increase staff and budget. The goal is to increase retention by building stronger relationships between all of the organization members – paid staff, unpaid staff and advocates – as well as provide a CASA advocate for every child in foster care.

 “CASA of New Jersey is honored that the Charles Lafitte Foundation has selected us as this year’s beneficiary. Proceeds will give us the resources to serve significantly more children, and will help increase public awareness of the issues they face, the work of CASA and the child welfare and court systems charged with protecting these children. We look forward to our partnership with the Foundation and the positive, widespread impact it will have on CASA services to foster children across New Jersey,” said Rita Gulden, MSW, Executive Director, CASA of NJ.

CASA volunteers work alongside attorneys, social workers, teachers, therapists, doctors and family members in the child’s life to provide regular updates to the court. And, they remain on the case for as long as it takes until the child in placed in a safe, permanent home.

Donations of any amount are welcome and will be matched by CLF. For more information, including sponsorship opportunities, ticket and donation information, visit http://charleslafitte.org/events/2014golfclassic or contact Jennifer Vertetis, CLF President, at [email protected]

About The Charles Lafitte Foundation  
The Charles Lafitte Foundation (CLF) supports innovative and effective ways of helping people help themselves and others around them to achieve healthy, satisfying and enriched lives. The Foundation supports organizations working in four main areas: education, children’s advocacy, medical research & issues, and the arts. The Foundation underwrites programs that can become self-sustaining with long-term commitment and measurable impact.  In determining grants, CLF looks for solutions that lead to independence and self-empowerment for individuals, and to the establishment of effective, long-standing programs and organizations. For more information about the Charles Lafitte Foundation visit www.charleslafitte.org.

About CASA of NJ

CASA of New Jersey, Inc. is part of a national network of community-based, non-profit programs that advocate for children removed from their families because of abuse or neglect.  CASA of NJ promotes and supports a unique statewide network of CASA Affiliates which recruit and train community volunteers to conduct fact-finding investigations and to advocate for children removed from their homes due to abuse and/or neglect.  CASA is the only program in New Jersey that uses trained volunteers to work one-on-one with children, ensuring that each one gets the services needed and achieves permanency in a safe, nurturing home.  CASA programs currently operate in all 21 counties in New Jersey and served 2,977 children last year.  Visit www.casaofnj.org or call 609-695-9400 for more information about CASA of New Jersey or to find a local CASA program in your county. 

Golf Classic to Benefit CASA of NJ

Charles Lafitte Foundation Hosts 11th Annual Charity Golf Classic

Proceeds will benefit Court Appointed Special Advocates (CASA) of NJ

BRIELLE, NJ – The Charles Lafitte Foundation (CLF) will host its 11th Annual Charity Golf Classic on Monday, June 30 at the exclusive Baltusrol Golf Club in Springfield, NJ.

All proceeds from the event will benefit Court Appointed Special Advocates (CASA) of New Jersey, a non-profit, volunteer-based organization that assists the court and child welfare systems to ensure the safety and well-being of children who are removed from their homes due to abuse or neglect.

“More than 13,000 children in New Jersey are living in foster care. That is why the mission of CASA and the services it provides are so vital in our community. CASA volunteers work tirelessly to ensure every child has a caring environment where they can grow and thrive,” said Jeffrey Citron, co-founder, The Charles Lafitte Foundation. “Every child needs someone to advocate and look out for them. We can help make that happen.”

Suzanne and Jeffrey Citron, CLF founders, will match each donation from the golf outing, dollar for dollar. Last year’s event raised a record $730,000 for the Society for the Prevention of Teen Suicide. Over the past 11 years, the Charity Golf Classic has raised more than $5 million to improve the lives of countless individuals.  

CASA currently reaches about 3,000 children a year. Its volunteers work to ensure the safety and well-being of New Jersey’s most vulnerable citizens – abused and neglected youth in placement. After being assigned to a case comprised of either a single child or a family of children, CASA volunteers advocate exclusively on behalf of a child’s best interests in court.

Specifically, the funds raised at CLF’s Charity Golf Classic will support the implementation of CASA’s Peer Coordinator Model, an organizational change that will exponentially increase the number of children served. The model uses seasoned volunteers to support, coach and supervise advocate volunteers without having to significantly increase staff and budget. The goal is to increase retention by building stronger relationships between all of the organization members – paid staff, unpaid staff and advocates – as well as provide a CASA advocate for every child in foster care.

 “CASA of New Jersey is honored that the Charles Lafitte Foundation has selected us as this year’s beneficiary. Proceeds will give us the resources to serve significantly more children, and will help increase public awareness of the issues they face, the work of CASA and the child welfare and court systems charged with protecting these children. We look forward to our partnership with the Foundation and the positive, widespread impact it will have on CASA services to foster children across New Jersey,” said Rita Gulden, MSW, Executive Director, CASA of NJ.

CASA volunteers work alongside attorneys, social workers, teachers, therapists, doctors and family members in the child’s life to provide regular updates to the court. And, they remain on the case for as long as it takes until the child in placed in a safe, permanent home.

Donations of any amount are welcome and will be matched by CLF. For more information, including sponsorship opportunities, ticket and donation information, visit http://charleslafitte.org/events/2014golfclassic or contact Jennifer Vertetis, CLF President, at [email protected]

About The Charles Lafitte Foundation  
The Charles Lafitte Foundation (CLF) supports innovative and effective ways of helping people help themselves and others around them to achieve healthy, satisfying and enriched lives. The Foundation supports organizations working in four main areas: education, children’s advocacy, medical research & issues, and the arts. The Foundation underwrites programs that can become self-sustaining with long-term commitment and measurable impact.  In determining grants, CLF looks for solutions that lead to independence and self-empowerment for individuals, and to the establishment of effective, long-standing programs and organizations. For more information about the Charles Lafitte Foundation visit www.charleslafitte.org.

About CASA of NJ

CASA of New Jersey, Inc. is part of a national network of community-based, non-profit programs that advocate for children removed from their families because of abuse or neglect.  CASA of NJ promotes and supports a unique statewide network of CASA Affiliates which recruit and train community volunteers to conduct fact-finding investigations and to advocate for children removed from their homes due to abuse and/or neglect.  CASA is the only program in New Jersey that uses trained volunteers to work one-on-one with children, ensuring that each one gets the services needed and achieves permanency in a safe, nurturing home.  CASA programs currently operate in all 21 counties in New Jersey and served 2,977 children last year.  Visit www.casaofnj.org or call 609-695-9400 for more information about CASA of New Jersey or to find a local CASA program in your county. 

Insurance and General Consumer Tips to Renters

TRENTON, NJ – New Jersey Department of Banking and Insurance Commissioner Ken Kobylowski today urged renters to know their rights, understand the basics of renter’s insurance,  and be sure that property managers who accept funds for rental deposits and execute lease agreements on behalf of landlords are licensed by the State.

“Many times renters, particularly younger consumers, do not understand their rights,” said Commissioner Kobylowski. “They may not realize that real estate and insurance professionals must be licensed by the State; they might not recognize what they need to protect their property and avoid suffering needless financial losses and they may be generally more vulnerable to scams.”

Commissioner Kobylowski offered the following tips:

LOOK INTO RENTER’S INSURANCE

Is renter’s insurance worth it? – Consumers need to evaluate whether coverage provided is worth the monthly premium. While renter’s insurance is generally not expensive, weighing the value of a renter’s property when compared with a policy’s annual cost is an individual decision. It might not make sense for someone who has few valuables. Some policies may also cover living expenses if an apartment becomes uninhabitable following a loss. Not everyone needs renter’s insurance. For example, college students are usually covered under a parent’s homeowners policy.

Choosing a form – There are two standard policies: The Broad Form, which covers losses following fire or theft and is the most commonly bought form; and the Comprehensive Form, which may be a better choice for a renter in a storm prone area because it covers events like hurricanes.

Coverage payment – When shopping, renters will want to know if coverage pays on an Actual cash-value basis or through replacement cost. Actual cash-value factors in property depreciation, minus the deductible. Replacement cost pays for property newly purchased, minus any deductibles that apply. Replacement cost coverage entails higher premiums in exchange for a more accurate payment of lost property.

Shop around – Once the best apartment is found, make sure the individual handling the lease is licensed. Also, remember that your contents are likely not insured. Renter’s insurance is relatively inexpensive and may be worth the cost. Examine rates from several companies, being sure to compare plans providing identical coverage.

MAKE SURE YOU ARE DEALING WITH LICENSED REAL ESTATE AND INSURANCE PROFESSIONALS

Verify Licensing – Stop. Call. Confirm. Verify with the Department that the individuals and companies quoting leases and insurance coverage are licensed by the State of New Jersey by calling 1-800-446-7467 or by checking online at www.dobi.nj.gov. Also, property managers selling renters insurance should have a producer’s license issued by the State of New Jersey. Under most circumstances, a landlord’s property manager who handles funds and execute leases must carry a real estate license.

Real estate licenses are issued and maintained by the New Jersey Real Estate Commission (REC), a Division of the Department of Banking and Insurance.

Once an insurance carrier is selected, consumers should use the National Association of Insurance Commissioners’ (NAIC) Consumer Information Resource (CIS) at https://eapps.naic.org/cis/ to compare a company offering coverage to other firms in the industry using their consumer complaint ratios.

“Generally, anyone who handles money and issues leases on behalf of a property owner should be licensed,” said Commissioner Kobylowski. “Also, anyone selling renter’s insurance should have a license issued by this Department. Renters should always verify that they are dealing with licensed individuals. When in doubt, ask to see a landlord’s property manager’s real estate license or contact this Department to verify a license.”  

Review your policy annually – The time when an apartment lease renews is an ideal opportunity to review insurance needs. Additions to property or contents in the apartment may justify taking another look at specified limits in the policy. Some jewelry acquisitions may require additional coverage not already provided.
Remember:

Flood Insurance. Flood is not a covered peril in a standard renter’s insurance policy. Renters can purchase flood coverage from the National Flood Insurance Program (NFIP), administered by FEMA. Flood insurance policies have a 30 day waiting period before going into effect. To find out more about the NFIP, consumers can go to: www.floodsmart.gov.

Renting an Apartment. New Jersey law contains provisions that protect tenants. For more information go to:

www.judiciary.state.nj.us/prose/10288_info_tenants.pdf
www.judiciary.state.nj.us/civil/civ-04.htm  
and  www.youtube.com/watch?v=0zJmHqUSv_4

“Anyone who has an issue that they cannot resolve with an insurance producer, an insurance carrier or a licensed real estate professional should contact this Department for assistance,” said Kobylowski. “Our mission includes protecting and educating consumers and we take that job very seriously.”

Commissioner Kobylowski also referred renters to “Renters Insurance – It’s what’s on the inside that counts” found here: www.state.nj.us/dobi/division_consumers/insurance/renters.pdf.

Additional Information

Go online at:
www.insureuonline.org

www.dobi.nj.gov

www.insureuonline.org/home_inventory_checklist.pdf

Insurance and General Consumer Tips to Renters

TRENTON, NJ – New Jersey Department of Banking and Insurance Commissioner Ken Kobylowski today urged renters to know their rights, understand the basics of renter’s insurance,  and be sure that property managers who accept funds for rental deposits and execute lease agreements on behalf of landlords are licensed by the State.

“Many times renters, particularly younger consumers, do not understand their rights,” said Commissioner Kobylowski. “They may not realize that real estate and insurance professionals must be licensed by the State; they might not recognize what they need to protect their property and avoid suffering needless financial losses and they may be generally more vulnerable to scams.”

Commissioner Kobylowski offered the following tips:

LOOK INTO RENTER’S INSURANCE

Is renter’s insurance worth it? – Consumers need to evaluate whether coverage provided is worth the monthly premium. While renter’s insurance is generally not expensive, weighing the value of a renter’s property when compared with a policy’s annual cost is an individual decision. It might not make sense for someone who has few valuables. Some policies may also cover living expenses if an apartment becomes uninhabitable following a loss. Not everyone needs renter’s insurance. For example, college students are usually covered under a parent’s homeowners policy.

Choosing a form – There are two standard policies: The Broad Form, which covers losses following fire or theft and is the most commonly bought form; and the Comprehensive Form, which may be a better choice for a renter in a storm prone area because it covers events like hurricanes.

Coverage payment – When shopping, renters will want to know if coverage pays on an Actual cash-value basis or through replacement cost. Actual cash-value factors in property depreciation, minus the deductible. Replacement cost pays for property newly purchased, minus any deductibles that apply. Replacement cost coverage entails higher premiums in exchange for a more accurate payment of lost property.

Shop around – Once the best apartment is found, make sure the individual handling the lease is licensed. Also, remember that your contents are likely not insured. Renter’s insurance is relatively inexpensive and may be worth the cost. Examine rates from several companies, being sure to compare plans providing identical coverage.

MAKE SURE YOU ARE DEALING WITH LICENSED REAL ESTATE AND INSURANCE PROFESSIONALS

Verify Licensing – Stop. Call. Confirm. Verify with the Department that the individuals and companies quoting leases and insurance coverage are licensed by the State of New Jersey by calling 1-800-446-7467 or by checking online at www.dobi.nj.gov. Also, property managers selling renters insurance should have a producer’s license issued by the State of New Jersey. Under most circumstances, a landlord’s property manager who handles funds and execute leases must carry a real estate license.

Real estate licenses are issued and maintained by the New Jersey Real Estate Commission (REC), a Division of the Department of Banking and Insurance.

Once an insurance carrier is selected, consumers should use the National Association of Insurance Commissioners’ (NAIC) Consumer Information Resource (CIS) at https://eapps.naic.org/cis/ to compare a company offering coverage to other firms in the industry using their consumer complaint ratios.

“Generally, anyone who handles money and issues leases on behalf of a property owner should be licensed,” said Commissioner Kobylowski. “Also, anyone selling renter’s insurance should have a license issued by this Department. Renters should always verify that they are dealing with licensed individuals. When in doubt, ask to see a landlord’s property manager’s real estate license or contact this Department to verify a license.”  

Review your policy annually – The time when an apartment lease renews is an ideal opportunity to review insurance needs. Additions to property or contents in the apartment may justify taking another look at specified limits in the policy. Some jewelry acquisitions may require additional coverage not already provided.
Remember:

Flood Insurance. Flood is not a covered peril in a standard renter’s insurance policy. Renters can purchase flood coverage from the National Flood Insurance Program (NFIP), administered by FEMA. Flood insurance policies have a 30 day waiting period before going into effect. To find out more about the NFIP, consumers can go to: www.floodsmart.gov.

Renting an Apartment. New Jersey law contains provisions that protect tenants. For more information go to:

www.judiciary.state.nj.us/prose/10288_info_tenants.pdf
www.judiciary.state.nj.us/civil/civ-04.htm  
and  www.youtube.com/watch?v=0zJmHqUSv_4

“Anyone who has an issue that they cannot resolve with an insurance producer, an insurance carrier or a licensed real estate professional should contact this Department for assistance,” said Kobylowski. “Our mission includes protecting and educating consumers and we take that job very seriously.”

Commissioner Kobylowski also referred renters to “Renters Insurance – It’s what’s on the inside that counts” found here: www.state.nj.us/dobi/division_consumers/insurance/renters.pdf.

Additional Information

Go online at:
www.insureuonline.org

www.dobi.nj.gov

www.insureuonline.org/home_inventory_checklist.pdf