Category Archives: FEMA

Two Weeks Left To Register For Federal Disaster Assistance

TRENTON, N.J. — Hurricane Sandy survivors who had storm-related damages in New Jersey have just two weeks left to register with the Federal Emergency Management Agency. Federal disaster assistance applications are due by Monday, April 1.

April 1 is also the deadline to return applications to the U.S. Small Business Administration for low-interest disaster loans, which is the primary source of federal funds for long-term rebuilding. Survivors can apply for an SBA disaster home or business loans by filling out an online application atDisasterLoan.SBA.gov/ela.                                                               

Survivors who applied for federal disaster assistance are urged to stay in touch with FEMA and SBA. Applicants should notify FEMA and SBA of changes to their mailing addresses, phone numbers or email addresses.

Survivors can register online and check on the status of their applications at DisasterAssistance.gov, via smartphone or tablet at m.fema.gov. They also can call 800-621-3362 or TTY 800-462-7585. Those who use 711-Relay or Video Relay Services can call 800-621-3362. Recovery assistants remain available daily from 7 a.m. to 10 p.m.

Continue reading Two Weeks Left To Register For Federal Disaster Assistance

Renters: Complete and Return SBA Applications

TRENTON, N.J. — New Jersey renters who had losses during Hurricane Sandy may be eligible to receive federal disaster assistance to replace damaged contents.

Renters can receive up to $40,000 in low-interest disaster home loans from the Small Business Administration for personal property losses. Loan applications are due no later than Monday, April 1.

No one is required to accept a loan offer. Renters may be referred for Federal Emergency Management Agency grants if they are not approved for an SBA disaster home loan.

The simplest way to complete the application is online by using the SBA’s electronic loan application. Go to DisasterLoan.SBA.gov/ELA. More information is available by calling the SBA customer service center at 800-659-2955 or TTY 800-877-8339. Help is also available by visiting a disaster recovery center for one-to-one assistance. Centers can be located by going to FEMA.gov/DRC.

Survivors can register with FEMA online at DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. They can also call 800-621-3362 or TTY 800-462-7585. Phone lines are open 7 a.m. to 10 p.m. seven days a week. Survivors must register by April 1 to be considered for federal disaster assistance.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blogwww.twitter.com/femawww.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Things New Jersey Hurricane Sandy Survivors Should Know

TRENTON, N.J. — Here is some helpful information New Jerseyans should know as they continue their recoveries from Hurricane Sandy.

  • There are three ways to reach the Federal Emergency Management Agency in New Jersey:
  • Survivors should apply for federal disaster assistance even if they have insurance. Assistance may pay for repairs and temporary housing that insurance doesn’t cover.
  • The deadline to register with FEMA and return completed SBA loan applications is Monday, April 1.
  • Federal disaster assistance can include rental assistance, grants to replace personal property or low-interest disaster home loans from the Small Business Administration.
  • Renters and homeowners can apply.
  • Only a survivor whose primary residence was damaged and was living in it at the time of the storm is eligible to receive assistance for housing needs.
  • FEMA disaster assistance is not income sensitive. Income does not affect eligibility.
  • FEMA disaster assistance does not affect other government programs like Medicare, Social Security, Medicaid, Supplemental Security Income, Temporary Assistance for Needy Families or pensions.
  • Accepting disaster assistance does not keep other survivors from receiving it.
  • Disaster assistance from FEMA is not taxable.
  • Non U.S. citizens may be eligible for FEMA assistance if they are lawful permanent residents or otherwise have legal status.
  • Registering with the American Red Cross or calling 2-1-1 is not the same as registering with FEMA. Survivors must register with FEMA to be considered for federal disaster assistance.
  • The U.S. Small Business Administration offers low-interest disaster home loans to homeowners and renters to repair or replace disaster-damaged property. SBA also offers loans to businesses to repair and replace disaster-damaged property and offers economic injury disaster loans to assist with working capital.
  • The SBA can be contacted by calling 800-659-2955 or TTY 800-877-8339 or emailing [email protected].
  • Survivors who have questions about flood insurance claims and the appeals process can call 888-379-9531.
  • Visit Region2Coastal.com for information about advisory base flood elevations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blogwww.twitter.com/femawww.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Hurricane Sandy Survivors: Keep Your Receipts

TRENTON, N.J. — The Federal Emergency Management Agency recommends Hurricane Sandy survivors who received money to keep the receipts or bills for which the money was used for three years.

FEMA assistance must be used for eligible disaster expenses only, as identified in the approval letter from the agency. Survivors must save documentation that demonstrates how the funds were used in meeting their disaster-related needs in case they are audited.

Examples include:

Receipts for items purchased for home repair

Contractor invoices

Proof of hotel room charges if you received housing assistance

Rent payment receipts if you received housing assistance

Receipts for moving and storage expenses

Receipts for repairing or replacing personal property

More information on FEMA programs for individuals and households can be found in the “Help After a Disaster” guide. The guide was mailed to each applicant but also is available online at fema.gov/help-after-disaster.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Attention Senior Sandy Survivors: Beware Of Scams

TRENTON, N.J. — New Jersey seniors recovering from Hurricane Sandy are strongly advised to beware of scam artists claiming to represent the Federal Emergency Management Agency, the Small Business Administration or the National Flood Insurance Program.

By going door to door to storm-damaged homes or making contact by phone or on the Internet, scam artists may try to obtain personal information such as Social Security and bank account numbers or falsely claim that you need to make a payment to a federal agency.

To avoid being a victim of a scam, remember:

On any follow-up calls, a FEMA representative will only ask for the last four digits of the applicant’s Social Security number.

While a FEMA representative may visit your home in connection with your claim, they will not ask you to make a payment.

If someone comes to your door identifying themselves as a FEMA, SBA or NFIP representative, ask to see their federal identification badge. All authorized FEMA or SBA employees are required to display a laminated photo identification badge at all times.

If you believe you have been the victim of a scam, call the FEMA Fraud Hotline at 800-323-8603 or call the New Jersey Division of Consumer Affairs at 800-242-5846.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Stay In Touch With FEMA To Continue Temporary Housing

TRENTON, N.J. — Hurricane Sandy survivors need to complete the application for continued temporary rental assistance and avoid interruptions of funds for an apartment, house or other temporary home.

The Federal Emergency Management Agency mails forms to survivors receiving temporary rental assistance that must be completed and returned to remain eligible. Survivors can request new forms by calling 800-621-3362 or TTY 800-877-8339 if the original is lost.

NJ Disaster Recovery Centers to Close for Presidents Day

TRENTON, N.J. – Disaster recovery centers in New Jersey will close for Presidents Day Monday, Feb. 18. Small Business Administration disaster loan outreach and business recovery centers also will be closed.

The centers will resume normal hours Tuesday, Feb. 19.

Help and information are always available online or by phone. Survivors can check on the status of their disaster assistance applications at DisasterAssistance.gov, by using a smartphone or tablet at m.FEMA.gov, or by calling 800-621-FEMA (3362), TTY 800-462-7585 or 711/VRS. They also can call those numbers to inquire about rental recertification.

Survivors can ask questions about their SBA disaster home or business loan applications by calling 800-659-2955 or TTY 800-877-8339 or emailing [email protected].

Additional resources are available online at FEMA.gov/SandyNJ and SBA.gov/Sandy.

Survivors who have questions about flood insurance claims and the appeals process can call toll-free 888-379-9531.

SBA Disaster Loans Are Important To Your Full Recovery

TRENTON, N.J. — After a disaster, a lot happens—some things more quickly than others. One thing that is consistent is there are a number of assistance programs that disaster survivors can apply for and there are insurance claims to be made.

You may first seek assistance from insurance. But you may find that insurance does not cover everything. Unfortunately, you may find this out months later when other options for funding, such as Small Business Administration disaster loans, may no longer be available.

Next to insurance, an SBA disaster loan may be the primary source for funds for home repairs and replacement of personal property following a disaster. You can get a loan of up to $200,000 before you settle with your insurance company and use the SBA money to fix your home. You can also borrow an additional $40,000 to help pay for things like furniture, clothes and vehicles that were damaged and not covered by homeowner’s or renter’s insurance.

There is another important reason to return your SBA application. In the event you return your application and you are denied an SBA home loan, you then might be eligible to receive other assistance from FEMA such as money to replace personal property. In most cases, you cannot receive this type of assistance from FEMA without being denied an SBA loan first.

But none of these options are available if you don’t return your SBA application. To take advantage of this help, you must get your loan application to the SBA by the March 1 deadline.

For additional information on SBA low-interest disaster loans, contact the SBA Disaster Assistance Customer Service Center by calling 800-659-2955 or TTY 800-877-8339, emailing [email protected] or visiting sba.gov. SBA customer service representatives are available at all disaster recovery centers throughout the state. Centers can be found online at fema.gov/DRC.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blogwww.twitter.com/femawww.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

SBA’s Disaster Assistance Program provides long term, low-interest loans to homeowners, renters and businesses of all sizes. For more information, visit www.sba.gov. All SBA’s program and services are provided on a nondiscriminatory basis.

Help Is Available For Building To a Higher Standard

TRENTON, N.J. — For many New Jersey homeowners, rebuilding after Hurricane Sandy will mean meeting a higher standard – literally.

Communities up and down the Jersey coast are reviewing new advisory base flood elevation maps published in December by the Federal Emergency Management Agency. The maps show how high buildings should be elevated to minimize damage from future flooding.

Building higher means higher costs, but federal resources may be available to help with the additional expense.

Flood insurance policyholders in high-risk areas, also known as special flood hazard areas, can get up to $30,000 to help pay the costs of meeting the requirements of their community’s floodplain ordinance. The National Flood Insurance Program includes Increased Cost of Compliance coverage for all new and renewed standard flood insurance policies.

The money can be used to raise your home to, or above, the flood elevation level adopted by your local government or to move your home out of harm’s way. The Increased Cost of Compliance coverage can also be used to tear down and remove flood-damaged buildings.

Increased Cost of Compliance claims are paid only on flood-damaged homes in a high-risk area that don’t already comply with the local flood plain ordinances. The amount of flood damage has to be declared by local authorities as substantial. The coverage can only be used to pay for costs of meeting the floodplain management ordinance in your community.

For more information on ICC coverage, call your insurance company or agent, or call the NFIP toll-free at 800-427-4661 or TTY 800-427-5593. Information can also be found online at http://www.fema.gov/national-flood-insurance-program.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blogwww.twitter.com/femawww.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.